Group critical illness
Group critical illness
Group critical illness provides a lump sum if the member suffers one of the critical illnesses covered. We can cover a core list of 10 illnesses - which includes cancer, heart attacks and strokes - or a longer list which includes an additional 23 illnesses. Cover for total permanent disability can be added to either option. Full details can be found in the technical guide under 'Our literature'.
Please note: where group CI is offered as a benefit within flexible benefit schemes we are looking for at least 250 eligible members.
Claimants and their families are offered RED ARC's Critical Illness Service, including the allocation of a personal nurse adviser for as long as they are needed. The nurse adviser may commission a specialist nurse home visit or a programme of therapy or counselling – whichever is the most appropriate – free of charge at point of use. The acceptance or otherwise of a claim and the amount of any benefit that might be paid are entirely unaffected, irrespective of whether or not the claimant decides to take up the offer.
(The RED ARC service is provided on a non-contractual basis and may be withdrawn without notice at any time.)